First Time Buyers Incentives - arrange your 5% downpayment

Say farewell to the hassles of renting and embrace the joy of being a homeowner!

Take advantage of the First-Time Home Buyer Incentive and turn your dream of owning a home into a tangible reality. It's time to unlock your future and establish roots in a place you can truly call your own.

Ready to take that first step?
The First-Time Home Buyer Incentive can help you purchase your first home! 

Update: As of March 21, 2024 the Canadian Government sponsored Home Buyer's Incentive has been cancelled. The deadline for new or updated submissions for the First-Time Home Buyer Incentive is midnight ET on March 21, 2024. Read full details of the cancellation below.

Missed the Deadline? Not to Worry! There are alternatives to the Canadian Government version of this program! 

There are community based programs specifically tailored to assist first-time home buyers across Canada in finding their dream home while ensuring affordability. With the First-Time Home Buyer Incentive, you have the opportunity to receive a generous amount of 5% of the purchase price up to $20,000 as a downpayment for your new home. This program is structured so you do not make payments or pay interest on this amount, it is not a loan it is a co-equity investment with a 20 year maturity. After 20 years of owning the same home, this loan is forgiven, if you sell it before you simply pay back the amount + 5% of the realized capital gain. This incentive helps make owning a home more accessible and enables you to keep your mortgage costs low.

Call/text 226-400-6458 or complete the form here to find out if this program is available in your community! 

Begin your journey towards homeownership today by taking advantage of the incredible opportunity presented through the First-Time Home Buyer Incentive. Don't miss out on this chance to move one step closer to owning your dream home! Apply now and make your homeownership dreams a reality.

Call/text 226-400-6458 or complete the form here now to apply and make home ownership a reality!

The deadline for new or updated submissions for the Canadian Government First-Time Home Buyer Incentive is midnight ET on March 21, 2024. 

All new applications and resubmissions for previously cancelled or declined applications must reach the Program Administrator by March 21, 2024 (midnight ET). 

• In cases where an application was previously cancelled or declined, it must be resubmitted and received by the Program Administrator before the March 21, 2024 (midnight ET) deadline.
• If an application is submitted on or before the March 21, 2024, deadline (midnight ET) and is declined due to an application error, the mortgage loan insurer is responsible for rectifying the issue and resubmitting the application.
• Applications resubmitted after March 21, 2024 must undergo a manual review. Requests for such reviews must be submitted no later than March 25, 2024 (midnight ET).

The Program Administrator will process applications received before the deadlines promptly. No new approvals will be granted after March 31, 2024.