Have you ever considered budgeting? How about investing?
If you have high debt that is holding you back from saving money for a down payment for a home or ruining your credit score making it harder for you to get a mortgage, then now is the time to consider it.
If you Google budgeting, you'll come up with hundreds of boring websites that are difficult to comprehend and frustrating to understand. Another choice would be buying books on the topic and highlighting all the important information you'd like to follow... Then leaving the book to gather dust on your bedside table.
What I've found very interesting, helpful, and comprehendible is Podcasts! The stories these ladies tell are relatable and gets to you on an emotional level that can really help you make those changes you've been Googling and trying so hard to understand and follow.
These podcasts remind you that it is not easy for most people and sometimes your first try at budgeting doesn't always work. There are a few different ways of budgeting, building your wealth and investing. Some things everyone should consider. It'll help you when it's time to buy a home and save for a down payment.
Since most of these Podcasts come out weekly, it makes it easier to stay on track, simply by spending a bit of time listening and keeping on track. If you don't keep your mind on whatever prize you've decided you want, it can be hard to keep up with. Distractions are everywhere, like that Fall Starbucks Menu or all the beautiful fall sweaters at Winners.
I’ve put together a list of Podcast’s I’ve been listening to and feel are super helpful! I hope they’ll help you too!
Where to Start:
Podcast: The Millennial Money Guide with Gina Judge
Episode to Start with: Budgeting Made Easy - This is Step 1
Why to Listen: Super Relatable (Especially to Millennials), Gina works in the industry, Canadian!
Where to Find Her: Click Here
Podcast: The Budget B*tch Podcast with Farrah Turcotte
Episode to Start with: All About Emotional Spending
Why to Listen: Canadian! Info on paying your debt without giving up all your fun.
Where to Find Her: Click Here
Podcast: The Inspired Budget with Allison Baggerly
Episode to Start With: Getting Back on Track with Your Money
Why to Listen: Allison talks about how she paid off her expensive school debt which a lot of us can relate to. Interviews people with stories that are common to many people
Where to Find Her: Click Here
Financial Freedom isn’t easy to get to, but with a little bit of inspiration, idea’s and support you can do it!
In the end you'll have a downpayment and be well on your way to buying a house!
